Insights, opinions and commentary on the issues that matter to Financial Advisers

Recent Copia ESG Webinar with Guy Opperman MP, Andrew Walsh of UBS and Knut Bitustøyl of MSCI

5 March 2021

In March 2020 Copia Capital Management launched a range of ESG risk rated portfolios. Markets were in freefall on the back of the outbreak of Covid-19, there was great uncertainty…

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Lifetime Allowance Charge – are there strategies for mitigation?

23 February 2021

Since the pension ‘simplification’ in 2006, the tax benefits of all types of pension scheme have been limited by the same two allowances: the Annual Allowance (the belt) and the…

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Guest Spot: What the FCA’s DBAAT means for suitability of advice

17 February 2021

On January 15, the FCA put their defined benefit advice assessment tool (DBAAT) out into the public domain. Up until this date, the weighty Excel spreadsheet had been used behind…

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What’s the current market outlook?

8 February 2021

2020 was a year of unprecedented events that shook the globe to its core. When many of us first heard about Coronavirus in January 2020 we believed the virus would…

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Predicting a Train with Scaled Agile Frameworks (SAFe)

27 January 2021

The British Train network is reliable at getting everyone to talk about how unreliable it is. Trains are delayed, they have the wrong number of carriages, that seat you booked…

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ESG: A closer look at the coming changes for Advisers

26 January 2021

I need to kick off by confirming some of the assumptions that support this article.  When I refer to new rules, these rules do not actually exist yet. Unless the…

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Guest Spot: The death benefit distraction

21 January 2021

It could be argued that the art of distraction, the practice of moving someone’s attention away from what they should really be focused on, has become more prevalent in some…

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Inter-generational Planning and the new Novia JISA

19 January 2021

Inter-generational planning is about passing on wealth in the most effective way, so there is clearly potential for Advisers, as experts in the field, to play a key role. In…

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Guest Spot: Optimising probability in retirement planning

12 January 2021

Delivering a reliable income stream from a diversified portfolio over an unknown period of time has, rightly, been described by William Sharpe as “the nastiest, hardest problem in finance” and…

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Guest Spot: ESG and Sustainable Finance – Part 2

11 January 2021

The second of a two-part look at the impact of proposed regulatory changes on financial advice by Lee Coates OBE, Ethical Money and ESG Consultant The observant amongst you will…

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Joe Biden on climate change: What does the new President Elect have in store for tackling the world crisis?

8 January 2021

The month of November started with the world on tenterhooks, watching and waiting for the result of the US election. Unlike most recent elections, this time the system had to…

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Guest Spot: Incorporating Client Attitude to ESG

7 December 2020

The first of a two-part look at the impact of proposed regulatory changes on financial advice by Lee Coates OBE, Ethical Money and ESG Consultant As Mr Dylan would have it, the times…

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How will Brexit affect your business?

3 December 2020

Brexit and your business – transition period end 31 December 2020 So here we have it: the transition period ends on 31 December 2020, but we still don’t know if…

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