Insights, opinions and commentary on the issues that matter to Financial Advisers

Guest Spot: Assessing Suitability – Times are changing for retirement advice

27 July 2020

The six key themes of the FCA’s ‘Assessing Suitability Review II’ on how retirement income advice is being delivered – times are changing for retirement advice.

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Intergenerational differences and financial services

10 December 2019

The FCA has said that as well as looking at how the market has evolved since RDR and FAMR, it’s important that the sector works well in the future; that…

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Guest Spot: Looking at Risk Differently in Retirement

28 November 2019

What are your plans to ensure your clients don’t run out of money in retirement? It is widely accepted that many clients are faced with different social challenges as retirement…

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Guest Spot: Blending Retirement Strategies

26 November 2019

The challenge Pensions freedom has led to a need for innovation in designing and delivering investments in retirement. There’s no silver bullet: I believe a “blended approach” makes sense –…

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The private equity question: The opportunity for improved succession planning

12 November 2019

There’s been a great deal of discussion in the press over the last few months around Private Equity, or unlisted stocks, with a trigger being the Woodford fund suspension. There…

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Lifetime Allowance and pension scheme administrators

9 November 2019

The Lifetime Allowance (LTA), currently set at £1,055,000, is the maximum amount of pension benefits that a person can crystallise during their lifetime before the tax incentives of a pension…

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Enabling increased flexibility and efficient tax planning

4 November 2019

‘Pension Freedoms’ introduced an expansion of the options available to the member nominated beneficiary(s) or ‘nominees’ of a pension scheme. Its introduction in April 2015 allowed for improved succession planning…

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Five Reasons why platforms fail

21 October 2019

The recent news that Zurich are about to exit the UK platform market signals the latest big name to throw in the towel. The one thing that all the exits…

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The Adviser’s Zone

21 October 2019

Connect with the new, innovative investment management platform in these uncertain times Novia’s new, Adviser Zone platform has now been released and is on-line and operational. You can gain access to…

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Inflation and Retirement Income

18 October 2019

Is inflation a problem? It is easy to understand why inflation is a concern for many. Especially for those who lived through periods of high inflation during the 1970s and…

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Guest Spot: Secure Lifetime Income

18 October 2019

What are your plans to ensure your clients don’t run out of money in retirement? Decumulation is arguably the emerging theme across the adviser community as well as becoming a…

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Guest Spot: The time is right for sustainable investing

1 October 2019

The time is right for sustainable investing The sustainable investment space has developed dramatically in recent years. At the start of 2018, global sustainable investment reached US$30.7 trillion – an…

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Securing lifetime income for investors

27 September 2019

Protect your customers from running out of cash with our unique Guaranteed Income offer. You can now offer your investors complete peace of mind with a new way to underpin…

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