Insights, opinions and commentary on the investment issues that matter to Financial Advisers

Brexit Impact

10 November 2020

Although the UK’s departure from the EU is set, political discussions are continuing to secure some form of deal. With the date getting closer amidst the pandemic, the uncertain outcome has lead the Government to warn businesses to be ready for either a ’new deal’, meaning a potential agreement on trade and future relations, or no deal.

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Guest Spot: Funding retirement income – The liquidity illusion

9 November 2020

Creating and managing a regular flow of ‘income’ from a diversified portfolio has been described by Bill Sharpe (he of ‘Sharpe Ratio’ fame) as the “nastiest, hardest problem in finance” Balancing three key moving parts in the retirement equation – longevity, inflation and investment returns – and achieving the optimal journey for the retiree, is something that has occupied some extremely bright minds for a few decades now.

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How wealth platforms support Adviser businesses

30 September 2020

For Advisers, wealth platforms are strategically important to the way their businesses run; to be successful they have to meet three fundamental needs

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Helping your clients get a slice of the ETF cake

21 September 2020

ETFs celebrate their 30th birthday in this year with the first successful ETF having been launched in Canada in March 1990. The global ETF market is growing fast, reaching $6.35 trillion at the end of December 2019 – a very significant rise from $4.3 trillion in 2017…

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Three ways Novia can help you drive better long term client outcomes

2 September 2020

With the unprecedented events of 2020 ongoing and the environment for acquiring new clients still challenging due to the COVID 19 restrictions, we’ve been working with some of our advisory…

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Guest Spot: The Three Key Costs International Investors Don’t Want To Ignore

20 August 2020

For international investment we discuss three key costs to be aware of and seek to mitigate, to achieve your financial goals as an international investor…

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V for Verify: Novia signs with Credas for biometric verification

17 August 2020

The use of unique personal features for identification is not a new idea; this approach has been a key pillar of forensic science since the late 1800s, when French police…

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Guest Spot: Assessing Suitability – Times are changing for retirement advice

27 July 2020

The six key themes of the FCA’s ‘Assessing Suitability Review II’ on how retirement income advice is being delivered – times are changing for retirement advice.

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The Contingent Charging Ban

23 July 2020

The regulator has published its awaited policy statement PS20/6  and a number of changes are to be implemented later this year.  What are the new rules that will ban contingent…

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Defined Benefit transfers

22 July 2020

Keith Furniss explains the future direction of travel in the area of Defined Benefit transfers and what guidance there has been so far.

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ESG during Covid-19 – a new era for the world and investing?

18 June 2020

ESG or Sustainability has grown in popularity recently due to Covid19 and market forces as well as the many related industry innovations.

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Meeting the Challenge of SM&CR and PROD

20 May 2020

Paul Boston looks at the two-tier challenge presented by the combination of PROD rules and the roll out of the SM&CR across the Financial Services industry.

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Guest Spot: Responsible investing with a track record

15 April 2020

King & Shaxson have been managing ethical portfolios since 2002, in March this year they celebrated the 10-year anniversary of their Model Portfolio Service.

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