Be stimulated, learn and enjoy our thinking on diverse subjects and issues of importance

Brexit Impact

10 November 2020

Although the UK’s departure from the EU is set, political discussions are continuing to secure some form of deal. With the date getting closer amidst the pandemic, the uncertain outcome has lead the Government to warn businesses to be ready for either a ’new deal’, meaning a potential agreement on trade and future relations, or no deal.

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Path to Remote Engagement: Could this be the time for pulling out of the holding pattern?

5 November 2020

COVID-19 has turned our lives upside down, changing everything from the way we socialise and work through to how we shop, with a common thread being the increased use of technology. In times of stress or change, having a real connection with the people you do business with – both clients and colleagues – is more important than ever.

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To tax or not to tax

22 September 2020

The last six months have seen an unprecedented but much-needed increase to the levels of government spending in the UK, to rise to the challenges of Covid-19. The image of Rishi Sunak taking to the stand to announce monumental measures to try to support the economy, businesses and workers is almost as memorable as Boris addressing the nation to tell us we were locking down…

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Helping your clients get a slice of the ETF cake

21 September 2020

ETFs celebrate their 30th birthday in this year with the first successful ETF having been launched in Canada in March 1990. The global ETF market is growing fast, reaching $6.35 trillion at the end of December 2019 – a very significant rise from $4.3 trillion in 2017…

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Three ways Novia can help you drive better long term client outcomes

2 September 2020

With the unprecedented events of 2020 ongoing and the environment for acquiring new clients still challenging due to the COVID 19 restrictions, we’ve been working with some of our advisory…

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Coronavirus shock: market impact, outlook and strategy

18 March 2020

Markets In the midst of surging fears of coronavirus, there have been extreme moves in the markets for several weeks: Volume: Trading volumes in all asset classes spiked when the…

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The forward march of Microservices

24 February 2020

‘If microservices are so good, why weren’t they invented 30 years ago?’ This was the question posed by my CEO, Bill Vasilieff, during a walkthrough of the 2020 IT plans….

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Inheriting ISAs and the rules around ISA inheritance

12 December 2019

Now that Novia offers in-specie Additional Permitted Subscriptions it’s the perfect time to review the changes to the rules around ISA inheritance. Lifetime Allowance The Lifetime Allowance (LTA), currently set…

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Monetary policy, election and Brexit

11 December 2019

Who holds the cards to win this important vote? In the last month, with the election and Brexit looming, the news has been flooded with details of manifestos, spending plans…

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Triage: How to navigate the Advice Boundary

10 December 2019

Advice costs money…and so it should. Good quality advice is key to a client’s retirement planning, but will they see it that way when faced with an upfront cost? With…

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The private equity question: The opportunity for improved succession planning

12 November 2019

There’s been a great deal of discussion in the press over the last few months around Private Equity, or unlisted stocks, with a trigger being the Woodford fund suspension. There…

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Enabling increased flexibility and efficient tax planning

4 November 2019

‘Pension Freedoms’ introduced an expansion of the options available to the member nominated beneficiary(s) or ‘nominees’ of a pension scheme. Its introduction in April 2015 allowed for improved succession planning…

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Inflation and Retirement Income

18 October 2019

Is inflation a problem? It is easy to understand why inflation is a concern for many. Especially for those who lived through periods of high inflation during the 1970s and…

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